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Key Takeaways You can file a Workers’ Compensation claim and a third-party lawsuit for the same Maryland work injury. You usually cannot sue your employer, but you may sue other negligent parties. Workers’ Compensation does not require proof of fault. The Workers’ Compensation insurer may claim repayment from your lawsuit recovery. In Maryland, you can… Read More

Key Takeaways Medical bills usually count as general debt with no property tied to them, so bankruptcy can wipe them out in most cases. Chapter 7 erases qualifying medical debt without repayment, whereas Chapter 13 pays back part of it through a three- to five-year plan. Maryland laws limit how hospitals collect and report medical… Read More

Key Takeaways Almost every Maryland employer must carry Workers’ Compensation insurance. An injured worker can file a compensation claim or bring a lawsuit against an uninsured employer. In a lawsuit, the uninsured employer loses several common defenses. The Uninsured Employers’ Fund may cover benefits when an employer fails to pay. When an employer has no… Read More

Key Takeaways Filing bankruptcy creates an automatic stay that stops wage garnishment right away. Chapter 7 and Chapter 13 bankruptcy both trigger this federal protection. Garnishment can resume if a case is dismissed or a debt is excluded. An emergency bankruptcy petition can stop garnishment fast. When you file a bankruptcy case, creditors immediately have… Read More

Key Takeaways Maryland law prohibits employers from firing workers for filing a Workers’ Compensation claim. Retaliation can also include demotion, reduced hours, or harassment after a claim is filed. Proving retaliation often requires evidence connecting the firing to the timing of the claim. Workers fired in retaliation may recover lost wages and other damages. Getting… Read More

Key Takeaways LeViness, Tolzman & Hamilton was founded in Baltimore in 1987 and has guided clients through Chapter 7 and Chapter 13 filings ever since. The firm offers a free initial consultation and explains its fee schedule up front. The firm’s Baltimore office is located at 400 E. Pratt Street, Suite 818, Baltimore, MD 21202,… Read More

Rebuilding credit after Chapter 7 bankruptcy is possible, and it often happens faster than most people expect. The key is taking consistent, deliberate steps right after your discharge. According to the U.S. Courts, a Chapter 7 discharge typically occurs three to four months after filing, giving you a clear starting point for financial recovery. People… Read More

When you have been injured on the job, you are dealing with many things at the same time. The one thing you cannot afford to take your eye off of is the legal process of filing a Workers’ Compensation claim. Simply stated, you cannot receive benefits until you file a claim. Further, you have no… Read More

Workplace slip and fall accidents happen every day, leaving employees with serious injuries that affect their health, income, and daily lives. Some work environments carry much higher risks than others, which makes it important to know where these accidents happen most often and why. What Makes Certain Workplaces More Dangerous for Slip and Fall Accidents?… Read More

There is not necessarily a direct correlation between inflation and increased bankruptcies. However, the dislocations caused by inflation may affect your finances in a negative way. Inflation can lead to more difficult economic conditions that can push you over the edge into bankruptcy when you were previously just managing to stay afloat. Between having to… Read More