Frequently Asked Questions for Our Injury Attorneys in Baltimore, Maryland
It is natural to have many questions when dealing with a legal issue. LeViness, Tolzman & Hamilton is here for you. We understand that many of our clients have never come into contact with the law before, and we take the time to break things down into layman’s terms to ensure you understand what comes next in your case.
Below are just a few questions we often receive from our clients:
Why should I choose your law firm over another?
There are many reasons to choose LeViness, Tolzman & Hamilton over another Maryland law firm. Our firm’s office atmosphere is designed to make you feel comfortable, and we act promptly to help you through the entirety of your case. Additionally, our team has more than 100 years of combined experience practicing law. We routinely produce exceptional results at the negotiation table and in court, and we have earned recognition from our peers as a result of our ethical nature and legal experience.
How much is my injury case going to cost me?
If you have been injured in an accident, you pay us absolutely nothing until we win your case. If you have come to our firm to file for bankruptcy or to seek representation in a criminal case, we can work out a payment plan with you based on your financial circumstances.
How do I know if I have a strong case?
The strength of your case depends on several factors, including the evidence available, the circumstances surrounding your claim, and applicable laws. During your free consultation, our attorneys will evaluate the details of your situation, explain your legal options, and help you determine the best course of action.
What should I bring to my initial consultation?
For your first meeting with our attorneys, bring any documents related to your case, such as medical records, accident reports, financial statements, court notices, or correspondence from creditors. The more information you provide, the better we can assess your situation and guide you on the next steps.
When can I expect my legal matter to be resolved?
The duration of your case is dependent on its complexity. Personal injury cases can take months or years to be resolved, depending on the period of discovery and whether you settle or go to court. Bankruptcy can be completed in a matter of months or years, depending on the type you file. Chapter 7 bankruptcies are often resolved relatively quickly, whereas Chapter 13 bankruptcies last anywhere from 36 to 60 months.
You should also keep in mind that any appeals can lengthen the time it takes for your case to come to its conclusion.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy, also known as liquidation bankruptcy, allows individuals to discharge most of their unsecured debts, such as credit card balances and medical bills, in a relatively short period. In contrast, Chapter 13 bankruptcy is a reorganization plan that enables individuals to repay their debts over three to five years while keeping their assets. The right option depends on your financial situation, income level, and long-term goals.
Can I keep my home and car if I file for bankruptcy?
Whether you can keep your home and car depends on several factors, including the type of bankruptcy you file and whether you are current on your payments. In Chapter 7 bankruptcy, you may be able to keep your home and car if they are covered under Maryland’s exemption laws and you remain current on payments. Chapter 13 bankruptcy allows you to catch up on missed payments through a structured repayment plan, increasing your chances of retaining your property.
Will filing for bankruptcy stop creditor harassment and lawsuits?
Yes, filing for bankruptcy triggers an automatic stay, which immediately halts creditor harassment, wage garnishments, foreclosure proceedings, and lawsuits. This legal protection remains in effect throughout your bankruptcy case, giving you time to address your debts without the pressure of aggressive collection efforts.
How will bankruptcy affect my credit score?
Filing for bankruptcy will have a negative impact on your credit score, but the effect depends on your current financial situation. Chapter 7 bankruptcy remains on your credit report for up to 10 years, while Chapter 13 stays for up to 7 years. However, bankruptcy can also give you a fresh start, allowing you to rebuild your credit over time by making timely payments and managing your finances responsibly.
Do I really need an attorney?
While the court may not require you to hire an attorney for many types of cases, doing so is definitely in your best interest. Your opposition will most certainly have a skilled lawyer with a thorough understanding of Maryland law, and you should, too.
Contact Our Baltimore Law Firm for a Free Consultation with Our Maryland Lawyers
Reach out to LeViness, Tolzman & Hamilton by calling 800-547-4LAW (4529) or contacting us online to schedule a free consultation with one of our skilled attorneys. We operate on a contingency fee system for all personal injury claims, keep flexible office hours, and are more than happy to answer any questions.