Workers’ Compensation for Construction Workers
February 13, 2025
Maryland law provides you with a safety net if you have been hurt on the job. You can be paid for both your lost wages and the medical expenses associated with your injuries. The prerequisite is that you are able to prove that you suffered a work-related injury. Workers’ Compensation is a legal process, and there is always an insurance company involved. You are better off when you hire a Workers’ Compensation lawyer to represent you throughout the process.
How Do I Get Workers’ Compensation Benefits in Baltimore?
The first thing that you would need to do is notify your employer of your injury within 10 days of the accident. Then, you would need to file a claim with the insurance company that provides coverage for your employer. You would need to present evidence that you have been injured and that your medical condition resulted from your job. You could receive compensation for both an accident and a work-related illness or condition.
What Workers’ Compensation Benefits Can I Receive?
When you are able to prove that you suffered a work-related injury, you could be entitled to the costs of reasonable and necessary medical care for your condition. Then, you could receive the following in lost wages:
- Temporary total disability benefits are two-thirds of the average weekly wage that you would receive during your healing.
- Temporary partial disability benefits are a maximum of 50% of the wages that you are earning before your injury.
- Permanent total disability benefits correspond to the number of weeks of lost wages that you would receive based on your injury.
- Permanent partial disability benefits correspond to both the number of weeks associated with your injury and your percentage of disability.
What if My Workers’ Compensation Claim Is Denied?
Maryland law does not allow the insurance company to have the final say when you have filed a Workers’ Compensation claim. If your Workers’ Compensation claim has been wrongfully denied, you can and should fight back. Under Maryland law, you have 60 days from the date of the denial of your claim to file an appeal with the Maryland Workers’ Compensation Commission. Then, you would get your day in court and a hearing from an objective administrative law judge who will hear your case about why your benefits should be granted. Claimants who fight back actually have a reasonable chance of getting a denial converted to benefits.
Can I Sue for My Construction Accident?
Although Workers’ Compensation benefits are the most common way that you would receive payment for a construction injury, there is the potential that you can file a lawsuit against a third party for your injuries. It is virtually impossible to sue your employer for a work-related injury, although a Workers’ Compensation lawyer may also investigate the circumstances of what happened to determine whether there is someone else who you can sue. Even if you are filing a third-party lawsuit, you can file for Workers’ Compensation benefits in the meantime while your case is pending.
Why Do I Need a Workers’ Compensation Lawyer?
Workers’ Compensation benefits are mandated by the law, and there is always an insurance company involved in your case. In any legal process, you need the help of a determined advocate to get the best possible result for you. There are numerous times during the process when you would need to deal with an insurance company, and they are not always easy on claimants. Hiring a Workers’ Compensation lawyer cannot only increase the chances that you may receive benefits, but it could also improve your ability to get both the necessary care and the highest amount of compensation.
Contact the Baltimore Workers’ Compensation Lawyers at LeViness, Tolzman & Hamilton for Help with Your Case
If you have been injured on the job, reach out to the Baltimore Workers’ Compensation lawyers at LeViness, Tolzman & Hamilton. You can schedule a free initial consultation with one of our lawyers by calling us today at 800-547-4LAW (4529) or by contacting us online.
We have offices in Baltimore and Owings Mills, allowing us to represent clients in Maryland, including those in Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, Montgomery County, Maryland’s Western Counties, Prince George’s County, Queen Anne’s County, Southern Maryland, and the Eastern Shore, as well as the communities of Catonsville, Essex, Halethorpe, Middle River, Rosedale, Gwynn Oak, Brooklandville, Dundalk, Pikesville, Nottingham, Windsor Mill, Lutherville, Timonium, Sparrows Point, Ridgewood, and Elkridge.