Compensation Options for On-The-Job Car AccidentsJuly 11, 2019
If you are injured in a car accident while you are working, there are a couple of options available for collecting compensation. Any time you are injured while you are officially on the clock, you will likely be eligible to collect Workers’ Compensation benefits through your employer. However, you may also pursue a personal injury claim, which will provide additional compensation. What many employees may not realize is that they have the option of filing both claims, which can be beneficial to the injured employee. An experienced car accident lawyer can thoroughly explain the options that are available to you and recommend the best legal course of action that will secure the maximum financial compensation.
In order to collect Workers’ Compensation benefits for your car accident injuries, you must be able to prove that you were either driving or riding in the vehicle for work-related reasons. The following are examples of work-related activities that involve driving:
- Running an errand for an employer
- Making deliveries that are work-related
- Driving another employee, customer, or client somewhere
- Taking an important business call while driving
- Commuting to and from work in certain circumstances
Pursuing a Personal Injury Claim
If you were involved in a car accident while on the job, and the other driver was at fault, you may be able to file a personal injury claim in addition to pursuing Workers’ Compensation benefits. This would allow you to collect compensation for medical expenses, and any other expenses related to your injuries. Many people do not realize they can file two claims for a car accident that occurred while on the job.
One of the main differences between a Workers’ Compensation claim and a personal injury claim is the type of damages that the victim can expect to recover. Workers’ Compensation benefits generally cover only certain quantifiable losses like medical bills and lost wages. With a personal injury claim, the victim can collect compensation for pain and suffering, which is not an option with a Workers’ Compensation claim.
Another important difference between the two types of claims involves fault. If another driver caused the car accident, and you pursue a personal injury claim, you must be able to prove that the other driver was at-fault. This is not necessary in a Workers’ Compensation claim. Even if the car accident was your fault, you will be able to collect benefits if you were on the job when the accident occurred. The only exception to this rule is if you were under the influence of drugs or alcohol at the time of the accident.
Baltimore Car Accident Lawyers at LeViness, Tolzman & Hamilton Seek Maximum Compensation for Car Accident Victims
If you were injured in a car accident while you were on the job, you are urged to contact the Baltimore car accident lawyers at LeViness, Tolzman & Hamilton. We will review the circumstances of your accident and secure the maximum financial compensation you deserve for your injuries. Our experienced legal team will guide you through the claims process and ensure that you receive the financial benefits you are entitled. To schedule a free consultation, call us today at 800-547-4LAW (4529) or contact us online.
Our offices are located in Baltimore, Columbia, Glen Burnie, and Towson, allowing us to represent car accident victims in Maryland, including those in Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, Montgomery County, Maryland’s Western Counties, Prince George’s County, Queen Anne’s County, Southern Maryland, and the Eastern Shore, as well as the communities of Catonsville, Essex, Halethorpe, Middle River, Rosedale, Gwynn Oak, Brooklandville, Dundalk, Pikesville, Nottingham, Windsor Mill, Lutherville, Timonium, Sparrows Point, Ridgewood, and Elkridge.