Answers to Common Questions About Car AccidentsDecember 18, 2018
If you have ever been in a car accident, you know that they can be stressful and overwhelming, particularly if there are injuries involved. Since car accidents happen when you least expect it, motorists are often unsure about what to do immediately following the accident, which can make the situation that much more stressful. Motorists can avoid some of the stress and anxiety associated with car accidents if they know what steps to take immediately following the crash, and in the days and weeks after the incident. While the following provide answers to some of the most common questions about car accidents, the Baltimore car accident lawyers at LeViness, Tolzman & Hamilton are also available to answer any questions you may have.
Questions About the Scene of the Accident
- What do I need to do immediately following the accident?
It is important to call 911 so that police can come to the scene of the accident, and the dispatcher can send an ambulance if there are injuries. Exchange information with the other motorists involved, including insurance information. Taking pictures of the accident location is also vital.
- Can I talk to witnesses?
If there were witnesses, ask for their contact information and if they would be willing to provide a statement to police.
Questions About Injuries and Property Damage
- Who pays for damage to my vehicle?
In most cases, the at-fault driver’s insurance company will cover the repair costs. However, if the at-fault driver is uninsured or underinsured, your insurance company will pay for the damages up to the amount of your uninsured motorist coverage.
- Is the cost of a rental car covered while my vehicle is being repaired?
Insurance will cover this cost, but whose insurance is responsible depends on both drivers’ policies.
- Who pays my medical expenses?
If the at-fault driver’s insurance does not cover the damages, your health insurance will likely cover the medical expenses related to the car accident. In some cases, the insurance company may request that they be reimbursed for those expenses. Personal Injury Protection (PIP) insurance, which most Maryland residents have, will cover a certain amount of the medical bills and lost wages. You will not be responsible for paying this money back.
- Is there a limit to the damages I can receive?
In Maryland, there is a cap on damages awarded for pain and suffering and other non-economic damages. However, there is no cap for economic damage like medical bills and lost wages.
Questions About the Claims Process
- Should I file a personal injury claim if my insurance company covers my medical bills?
You may file a personal injury claim for mental and emotional injuries that cause you pain and suffering.
- What is the collateral source rule?
In Maryland, this means that you can seek damages from more than one source for the same injuries.
- How long will it take to finalize my case?
We understand that there are expenses you need to pay, and that you may be out of work due to injuries. We will work hard to secure the maximum financial compensation you deserve as soon as possible.
Baltimore Car Accident Lawyers at LeViness, Tolzman & Hamilton Represent All Car Accident Victims
If you have been injured in a car accident, and you have any questions or concerns, contact the Baltimore car accident lawyers at LeViness, Tolzman & Hamilton. We will provide the best legal counsel and secure the maximum financial compensation you deserve. To schedule a free consultation, call us today at 800-547-4LAW (4529) or contact us online.
Our offices are located in Baltimore, Columbia, Glen Burnie, and Towson, allowing us to represent car accident victims in Maryland, including those in Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, Montgomery County, Maryland’s Western Counties, Prince George’s County, Queen Anne’s County, Southern Maryland, and the Eastern Shore, as well as the communities of Catonsville, Essex, Halethorpe, Middle River, Rosedale, Gwynn Oak, Brooklandville, Dundalk, Pikesville, Nottingham, Windsor Mill, Lutherville, Timonium, Sparrows Point, Ridgewood, and Elkridge.