Baltimore Car Accident Law Firm: Maryland’s Collateral Source RuleJanuary 19, 2012
After an auto accident, one of the worries that may linger is, “How am I going to pay for all of this?” You may have medical bills, physical therapy bills, and auto repair bills. Even if you were not at fault, you may not be able to cover all of your expenses after the paperwork and claims are settled. What recourse do you have? What can you do? In Maryland, the answer may be the collateral source rule.
What is the collateral source rule?
The state of Maryland is one of several in the U.S. that has adopted the collateral source rule. This rule permits an insured person to recover losses from multiple sources. This means, for example, if your health insurance company has already paid your accident-related expenses, you may still recover those expenses from the at-fault driver. Essentially, you can collect twice, or even three times for the same loss; however, it should be noted that your health insurance carrier may be entitled to subrogation under some circumstances.
LeViness, Tolzman & Hamilton: Experienced Baltimore Car Accident Lawyers